Mortgage
Rates, refinancing, and first-time buyer strategy, explained the way we'd want it explained to a friend buying their first place.
Mortgage articles
FHFA Wants to Stop Blacklisting Mortgage Firms Over "Reputational Harm." Here's Why That Cuts Both Ways.
The agency that can end a mortgage company overnight is narrowing the grounds for doing it. That helps firms, but it collides with anti-money-laundering rules.
The Summer Housing Market Is "Battle-Tested." Look at Who's Still Standing.
June rate-locks jumped 15%, and 81% were purchases. But the growth is migrating toward jumbo loans and high-cost markets.
Fannie Mae Just Told the Mortgage Industry to Stop Waiting for Rate Cuts
6.3% through 2027, no Fed cut, and a real chance of a hike first. The escape hatch buyers were waiting for just closed.
Gen Z Is Buying Homes at a Record Rate. Look at How They're Paying for Them.
Gen Z hit a record 20% of purchase mortgages, relying on FHA loans, family cash, and boomer parents draining retirement accounts.
Big Banks' Mortgage Volume Jumped 30% in Q2. The One Margin Number We Can See Fell Off a Cliff.
Chase's gain-on-sale margin, the only one still disclosed, dropped 45 basis points even as volume surged.
Douglas Elliman Says It's Becoming a Tech Company. Read the Balance Sheet First.
The luxury brokerage's stock is down 17% this year and it just posted a $16 million quarterly loss.
Home Prices Are Still Rising in 2026. Adjusted for Inflation, They're Falling.
Forecasters just cut 2026 home price growth to around 1%, while inflation runs above 3%. Real housing wealth is falling for the first time in years.
Mid-Atlantic Home Sales Are Rising in 2026. The Buyers Who Can Afford Them Are Vanishing.
Sales climbed 7.3% in June, but the same report shows moderate-income and first-time buyers are increasingly shut out.
More mortgage articles are on the way
We're currently writing our next rate and refinancing deep-dives. Check back soon.