Terms of Service

These Terms of Service ("Terms") govern your access to and use of mavengity.com (the "Site"), operated by MarkoNet Ltd. (UIC/PIC 207468402), registered at 2A Vasil Kunchev St., Petrich Municipality, 2850 Petrich, Blagoevgrad province, Bulgaria ("Mavengity", "we", "us"). By accessing or using the Site, you agree to these Terms.

1. About Mavengity

Mavengity is an independent editorial publication providing news, education, and general information on insurance, mortgages, personal finance, and credit. Content on the Site is for general informational purposes only.

2. Not Financial, Legal, or Insurance Advice

Nothing on the Site constitutes financial, legal, tax, or insurance advice, nor a recommendation to buy, sell, or apply for any specific product. Rates, terms, and eligibility mentioned in our articles may change and may not reflect current offers. Always confirm details directly with the relevant provider or a licensed professional before making a decision.

3. Use of the Site

You agree to use the Site only for lawful purposes. You may not:

• Attempt to gain unauthorized access to the Site or its systems.
• Copy, scrape, or redistribute Site content at scale without our written permission.
• Use the Site to distribute malware, spam, or unlawful content.
• Misrepresent your identity or affiliation when interacting with the Site.

4. Intellectual Property

Unless otherwise noted, all content on the Site, including articles, graphics, logos, and design, is owned by or licensed to MarkoNet Ltd. and protected by applicable copyright and trademark laws. You may share links to our articles and quote brief excerpts with attribution, but may not reproduce full articles without our prior written consent.

5. Third-Party Links

The Site may link to third-party websites, products, or services. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. Links do not imply endorsement.

6. Newsletter and Communications

If you subscribe to our newsletter, you consent to receive periodic emails from us. You may unsubscribe at any time using the link provided in each email.

7. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee that the Site will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, MarkoNet Ltd. shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of profits or data, arising from your use of, or inability to use, the Site or reliance on its content.

9. Changes to the Site or Terms

We may modify or discontinue the Site, in whole or in part, at any time. We may also update these Terms from time to time; continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of Bulgaria, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of Bulgaria, unless mandatory consumer protection law provides otherwise.

11. Contact Us

MarkoNet Ltd.
2A Vasil Kunchev St., Petrich Municipality
2850 Petrich, Blagoevgrad province, Bulgaria
Phone: +359 0893 987 184

See also our Imprint for full company details.