https://mavengity.com/categories/finance/ Budgeting, saving, and everyday money articles from Mavengity: practical habits that compound, without get-rich-quick promises. en-us Fri, 09 Oct 2026 18:57:41 +0000 https://mavengity.com/assets/img/mavengity-yt-logo.png https://mavengity.com/categories/finance/ https://mavengity.com/articles/finance/icba-sues-occ-trust-charter-rule/ https://mavengity.com/articles/finance/icba-sues-occ-trust-charter-rule/ Sat, 03 Oct 2026 00:00:00 +0000 finance The Independent Community Bankers of America asked a federal court to void the OCC's trust chartering rule, arguing it lets crypto companies hold a national bank charter without the deposit insurance, supervision or lending duties that come with one. https://mavengity.com/articles/finance/sec-crypto-custody-proposal-no-custodian-determination/ https://mavengity.com/articles/finance/sec-crypto-custody-proposal-no-custodian-determination/ Fri, 02 Oct 2026 00:00:00 +0000 finance The commission proposed a framework that lets registered investment advisers hold client crypto themselves when no qualified custodian exists, with quarterly determinations, segregated addresses, two-person transaction approval, and a 60-day comment period. https://mavengity.com/articles/finance/diesel-export-ban-price-swap/ https://mavengity.com/articles/finance/diesel-export-ban-price-swap/ Thu, 01 Oct 2026 00:00:00 +0000 finance Retail diesel set a record at $6.529 a gallon in the week of Sept. 21 and slipped to $6.382 a week later, while the export ban still under consideration would push gasoline the other way. https://mavengity.com/articles/finance/sec-meyer-global-spacex-pre-ipo-funds/ https://mavengity.com/articles/finance/sec-meyer-global-spacex-pre-ipo-funds/ Wed, 30 Sep 2026 00:00:00 +0000 finance The SEC says Meyer Global Management raised $18.5 million from nearly 100 investors across single-company pre-IPO funds, missed a $46,020 capital call that cost one fund its SpaceX stake, and diverted $686,636 from money owed to investors. https://mavengity.com/articles/finance/trump-accounts-auto-enrollment-temporary-regulations/ https://mavengity.com/articles/finance/trump-accounts-auto-enrollment-temporary-regulations/ Wed, 30 Sep 2026 00:00:00 +0000 finance Temporary rules effective September 30 make the Treasury Secretary, not a parent, the party who elects to open a Trump account, and the first round of automatic enrollments begins October 1. https://mavengity.com/articles/finance/anthropic-ipo-518-billion-compute-commitments/ https://mavengity.com/articles/finance/anthropic-ipo-518-billion-compute-commitments/ Tue, 29 Sep 2026 00:00:00 +0000 finance The confidential prospectus commits at least $518 billion to cloud and computing over a decade, about 80 percent of it payable whether or not the capacity is used, against $20.28 billion of cash. https://mavengity.com/articles/finance/farmland-installment-election-ten-year-covenant/ https://mavengity.com/articles/finance/farmland-installment-election-ten-year-covenant/ Tue, 29 Sep 2026 00:00:00 +0000 finance Treasury proposed the rules for the farmland installment election on Sept. 29. The deferral covers the tax on a sale to a farmer who works the ground, and it is granted on condition that a restriction recorded against the deed keeps the land in farming for a decade. https://mavengity.com/articles/finance/atm-surcharge-settlement-refunds-network-set-fee/ https://mavengity.com/articles/finance/atm-surcharge-settlement-refunds-network-set-fee/ Mon, 28 Sep 2026 00:00:00 +0000 finance Visa and Mastercard will pay $167.5 million to settle a case about rules that kept independent ATM operators from charging less, a fund that compensates a constraint rather than changing it. https://mavengity.com/articles/finance/italy-fuel-price-cap-eni-wholesale-gap/ https://mavengity.com/articles/finance/italy-fuel-price-cap-eni-wholesale-gap/ Mon, 28 Sep 2026 00:00:00 +0000 finance Eni and Italiana Petroli capped petrol and diesel at their Italian stations. The national average fell by less than a cent a litre, and the two chains cover a third of the road network. The wholesale market, where the price is set, is untouched. https://mavengity.com/articles/finance/opportunity-zone-fund-reporting-rule-penalty/ https://mavengity.com/articles/finance/opportunity-zone-fund-reporting-rule-penalty/ Mon, 28 Sep 2026 00:00:00 +0000 finance The IRS proposed the annual returns, investor statements, and certification procedures the 2025 tax law requires of qualified opportunity funds, with a $500-a-day penalty for missing them. The comment deadline moved to Oct. 26, but the deadline to request a hearing slot did not. https://mavengity.com/articles/finance/zoe-financial-adviser-referral-algorithm-settlement/ https://mavengity.com/articles/finance/zoe-financial-adviser-referral-algorithm-settlement/ Mon, 28 Sep 2026 00:00:00 +0000 finance The SEC settled with Zoe Financial, a New York adviser referral service, over brochures that told clients an algorithm generated their matches. Clients hired an adviser the algorithm had not picked about 46% of the time, and the firm's own platform went unmentioned until December 2024. https://mavengity.com/articles/finance/tsb-section-95-review-heartland-vote/ https://mavengity.com/articles/finance/tsb-section-95-review-heartland-vote/ Fri, 25 Sep 2026 00:00:00 +0000 finance New Zealand's central bank ordered an independent report into how TSB calculated its capital and liquidity ratios, and the answer arrives after shareholders decide whether to approve the bank's sale. https://mavengity.com/articles/finance/cftc-mention-markets-advisory-manipulation-presumption/ https://mavengity.com/articles/finance/cftc-mention-markets-advisory-manipulation-presumption/ Thu, 24 Sep 2026 00:00:00 +0000 finance A staff advisory tells exchanges that contracts settling on a named person's words carry a manipulation risk they must rebut before listing, and its four factors read like a design checklist. https://mavengity.com/articles/finance/illinois-interchange-ban-charter-exemption-map/ https://mavengity.com/articles/finance/illinois-interchange-ban-charter-exemption-map/ Wed, 23 Sep 2026 00:00:00 +0000 finance Federal credit unions joined the list of institutions exempt from Illinois's interchange fee ban, leaving a coverage map drawn by charter type and a July 2027 deadline for the institutions still inside it. https://mavengity.com/articles/finance/fdic-merger-review-deadlines-hhi-screen/ https://mavengity.com/articles/finance/fdic-merger-review-deadlines-hhi-screen/ Tue, 22 Sep 2026 00:00:00 +0000 finance The FDIC proposed moving bank merger review out of internal guidance and into regulation, with a five-business-day track for small deals, 90- and 180-day clocks for the rest, and credit unions counted in the competition screen. https://mavengity.com/articles/finance/new-york-raise-act-ai-harm-threshold/ https://mavengity.com/articles/finance/new-york-raise-act-ai-harm-threshold/ Tue, 22 Sep 2026 00:00:00 +0000 finance New York put its AI oversight office inside the Department of Financial Services and built compliance out of registration, published safety protocols and a 72-hour incident clock. https://mavengity.com/articles/finance/fed-boe-banks-intraday-exposure-jane-street/ https://mavengity.com/articles/finance/fed-boe-banks-intraday-exposure-jane-street/ Mon, 21 Sep 2026 00:00:00 +0000 finance The Jane Street loss inquiry is really about intraday risk: how fast a bank's exposure to a trading firm can move between two reporting windows, and whether end-of-day capital rules can see it. https://mavengity.com/articles/finance/sec-shareholder-proposal-rule-14a8-rescission-fifty-states/ https://mavengity.com/articles/finance/sec-shareholder-proposal-rule-14a8-rescission-fifty-states/ Mon, 21 Sep 2026 00:00:00 +0000 finance The SEC proposes to rescind Rule 14a-8 on grounds it never had the authority. If it succeeds, the right to bring a proposal will depend on where a company is incorporated. https://mavengity.com/articles/finance/us-china-talks-ai-hotline-not-tariff-cut/ https://mavengity.com/articles/finance/us-china-talks-ai-hotline-not-tariff-cut/ Mon, 21 Sep 2026 00:00:00 +0000 finance The Bessent-He meeting left the trade truce on its November 10 clock. The genuinely new piece is a channel for telling each other when an AI system goes wrong. https://mavengity.com/articles/finance/anthropic-ipo-mid-october-15-billion-revolver/ https://mavengity.com/articles/finance/anthropic-ipo-mid-october-15-billion-revolver/ Fri, 18 Sep 2026 00:00:00 +0000 finance The delayed offering now sits behind a 17-bank credit line and talks with Nvidia about a $10 billion anchor investment, and the schedule is no longer the company's alone.